Who We Protect
It’s more than a home, it’s a lifestyle
Applied Home National Underwriters serves high-value homeowners who want to protect their real property assets for their families and their future. These homeowners want the freedom to choose a setting that offers picturesque views, access to the coast, mild weather, or whatever suits their desired way of life.
However, these same regions are experiencing increasingly frequent and severe wildfires, hurricanes, and other damaging weather events, leading many private insurers to exit the market and leaving homeowners seeking alternative solutions beyond government-run insurance programs.
No need to go it alone
No need to go it alone
Some owners of high-value homes might have the option to self-insure if they own their property outright and are able to absorb the financial risk. Self-insurance, however, does come with risks.
Homeowner’s coverage is “multi-peril” and includes liability coverage for accidents on the property. While property risk is limited to the property’s value, liability risk could be virtually unlimited.
Self-insured homeowners don’t have access to experts who know how to prevent property losses from catastrophic perils such as wildfires and wind, or how to recover from losses in the most cost-effective way.
Applied Home National creates a comprehensive, customized property insurance program for high-value homeowners, no matter where they choose to build their homes, that protects and prepares them for whatever nature sends their way. As an Applied Underwriters company and with additional third-party carriers rated ‘A-’ (Excellent) or better by AM Best, we have the financial support to earn confidence and trust from brokers and their clients.
Some owners of high-value homes might have the option to self-insure if they own their property outright and are able to absorb the financial risk. Self-insurance, however, does come with risks.
Homeowner’s coverage is “multi-peril” and includes liability coverage for accidents on the property. While property risk is limited to the property’s value, liability risk could be virtually unlimited.
Self-insured homeowners don’t have access to experts who know how to prevent property losses from catastrophic perils such as wildfires and wind, or how to recover from losses in the most cost-effective way.
Applied Home National creates a comprehensive, customized property insurance program for high-value homeowners, no matter where they choose to build their homes, that protects and prepares them for whatever nature sends their way. As an Applied Underwriters company and with additional third-party carriers rated ‘A-’ (Excellent) or better by AM Best, we have the financial support to earn confidence and trust from brokers and their clients.